Georgia Mortgage Education
EasyRealEstateSchool.com offers these Georgia mortgage education courses in conjunction with MortgageEducation.com. All the mortgage education courses are NMLS-approved and will satisfy all the required education hours for your state. Should you have any questions please feel free to contact MortgageEducation.com.
Who is required to have this license?
Any individual who for compensation or gain or in the expectation of compensation or gain: takes a residential mortgage loan application or offers or negotiates terms of a residential mortgage loan.
Who does not need this license?
An individual engaged solely as a loan processor or underwriter who is employed by a licensee or registrant.
Pre-requisites for license applications
- Certification that 20 hours of pre-licensure education courses have been completed.
- Passing score on both the National and State components of the SAFE Test.
- Fingerprints for an FBI criminal history background check.
- Authorization for a credit report.
- License sponsored by company.
For more information about the actual course please visit Mortgage Education Course FAQ’s.
Georgia State Requirments
SAFE ACT Requirements
- SAFE MLO Test – All new applicants must pass the National and State Components of the SAFE MLO Test by 4/16/2010. All new applicants on or after 4/1/2010 must pass the National and State Components of the SAFE MLO Test prior to application.
- Criminal Background Check – All new applicants must submit fingerprints through NMLS for a criminal background check by 3/31/2010.
- Credit Report – All licensees will be required to authorize a credit report through NMLS between October 2010 and December 31, 2010.
Georgia Mortgage Education Requirements
- SAFE Act Pre-License (required courses – SAFE CORE 8 hours) – All new applicants on or after 1/4/2010 must complete 20 hours of NMLS approved pre-licensure education by 3/31/2010. All new applicants on or after 4/1/2010 must complete 20 hours of NMLS approved education prior to application.
- SAFE Act Continuing Education (required courses – SAFE CORE 7 Hours) – All new applicants must take 8 hours of NMLS approved continuing education, including 1 hour of GA specific, in 2011 in order to renew for 2012. This course should be taken Yearly by 12/31.
For more information about the actual course please visit Mortgage Education Course FAQ’s.